What is a deductible?

Most health insurance plans have a deductible that designates the amount of money someone must pay before the insurance company (health plan) starts covering some or all of the major expenses.

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$0 Deductible Plans: Sure thing or Sus?

Imagine, it’s Open Enrollment. You have the option of group health insurance, ACA, or a short-term medical plan, then someone offers you a plan with no deductible (first-dollar benefits) that is cheaper and sounds wonderful. Do you enroll in it? What do you need to know before you purchase one of these “sounds too good…

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