Shane Saunders

C Shane Saunders

Co-Founder and Licensed Agent

His extensive experience and training allows him to understand the intricacies of today’s changing health care insurance laws and guidelines, and the importance of truly getting to know his clients to provide the most accurate health insurance quote. He believes the personalized approach to medical health care insurance is key, and he strives to offer every client the individual care and attention they deserve.

He has a Bachelor of Arts in Elementary Education from UTSA and a Masters of Arts in Christian Education from Southwestern Baptist Theological Seminary in Forth Worth. He is accredited and licensed and has received comprehensive certification in Healthcare Reform as well as all forms of state health care insurance plans. He offers individual health insurance coverage, life insurance, several other lines of affordable insurance options as well as group health insurance plans.

Shane is a partner in a large brokerage that is an “umbrella” that The Insurance Solutions Experts works underneath. It is a nationwide group of top insurance experts made up of passionate and dedicated health care advocates. The Insurance Solutions Experts is proud to be partnered with America’s #1 health care insurance agency helping make affordable health care accessible to everyone.

Shane enjoys cooking, gardening, playing strategy games, fishing, disc golfing, golfing, goofing off with his daughters, telling corny jokes, eating out at Chinese Buffet’s and rooting for his favorite San Antonio basketball team any chance he gets!!! He loves going to games so feel free to offer to take him.

Shane is a resident of Texas and is also licensed in Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas, Virginia, West Virginia and is regularly adding licenses in more states.

Blog Posts by Shane Saunders

Life Insurance from TISE, The Insurance Solutions Experts

What is Whole Life Insurance?

Whole life insurance is a type of life insurance policy that offers lifelong coverage. This means that, as long as the premiums are paid, the policy will remain in force until the insured person passes away. What are Key Features and Benefits of Whole Life Insurance? When is Whole Life Insurance a Good Choice? Whole…
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Health Insurance from TISE, The Insurance Solutions Experts

What is STM or Short-Term health Insurance?

The Insurance Solutions Experts have several Short-term Medical Carriers available. Call our office - South/Southwest: 210-277-7871 or East/Midwest: 636-732-1122.
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Life Insurance from TISE, The Insurance Solutions Experts

8 Factors Influencing Life Insurance Cost

As discussed in other blogs, term life insurance is usually the most affordable of the main 3 types of life insurance, followed by universal life insurance and then whole life insurance. In other words, you can usually get “more bang for your buck” with term life insurance because of the lower cost compared to permanent life…
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Health Insurance from TISE, The Insurance Solutions Experts

Short Term Medical Health Insurance changes are coming September 1st, 2024

What changes are coming for Short Term Medical Health Insurance? If you have health insurance that is not an ACA (aka Obamacare, Affordable Care Act, Marketplace), Medicare, or a group plan, then the chances are high that you have an STM (short-term medical) health insurance plan also known as a Short-Term, Limited-Duration Insurance (STLDI) plan.…
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Life Insurance from TISE, The Insurance Solutions Experts

What is Permanent Life Insurance?

Permanent life insurance provides lifetime coverage and has cash value. Whole Life and Universal Life Insurance are the two main types of permanent life insurance. What is Whole Life Insurance? Whole life insurance is usually better for people wanting permanent life insurance with guarantees. Whole life insurance premium payments and death benefits do not change…
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Life Insurance from TISE, The Insurance Solutions Experts

What is Term Life Insurance?

Term life insurance (also known as term assurance) is life insurance that provides coverage at a fixed rate of payments for a set period of time. After that period expires, coverage at the previous rate of premiums is no longer guaranteed. The client must then either forgo coverage or potentially obtain further coverage with different…
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Life Insurance from TISE, The Insurance Solutions Experts

Life Insurance

In this post, you will find common questions our team receives when someone contacts us about purchasing life insurance.  What is life insurance? According to dictionary.com, life insurance is: “insurance that pays out a sum of money either on the death of the insured person or after a set period. https://www.dictionary.com/browse/life-insurance In addition, life insurance…
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Health Insurance from TISE, The Insurance Solutions Experts

What is a co-pay?

Co-pay  /ˈkōˌpā/ Noun  A contribution made by an insured person toward the cost of medical treatment or other services: US “plans with low premiums are more likely to have high co-pays”. https://www.dictionary.com/browse/copay A co-pay (or copay or co-payment) is a set fee that you pay when you go to your doctor or fill a prescription.…
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Dental/Vision Insurance from TISE, The Insurance Solutions Experts

Sink Your Teeth Into Health

Some dental insurance plans offer 100% coverage from day one when you visit a network provider so you don't have to worry about cost. Ask me about which ones offer this!
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About TISE, The Insurance Solutions Experts

What are health plan premiums?

Your premiums paid do NOT go towards your deductible or max out-of-pocket limit.
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About TISE, The Insurance Solutions Experts

What does “max out-of-pocket” mean?

A max out-of-pocket, also referred to as an out-of-pocket maximum, is the most a health insurance policyholder (client) will pay each year for qualified healthcare expenses.
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About TISE, The Insurance Solutions Experts

What is a deductible?

Most health insurance plans have a deductible that designates the amount of money someone must pay before the insurance company (health plan) starts covering some or all of the major expenses.
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Health Insurance from TISE, The Insurance Solutions Experts

$0 Deductible Plans: Sure Thing or Suspect?

Picture this: it’s time for Open Enrollment for health insurance. You can choose group health insurance, ACA, or a short-term medical plan. Then, someone offers you a plan with no deductible (first-dollar benefits) that is cheaper and sounds great. Do you enroll in it? What do you need to know before you purchase one of…
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