Health Insurance
What is a Qualified Life Event or QLE?
A QLE (Qualified Life Event) is a “change” in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a (SEP) Special Enrollment Period. Once you qualify for an SEP, you are able to purchase an Affordable Care Act (ACA) plan from www.Healthcare.gov. There are Four…
Read MoreWhat is STM or Short-Term health Insurance?
The Insurance Solutions Experts have several Short-term Medical Carriers available. Call our office – South/Southwest: 210-277-7871 or East/Midwest: 636-732-1122.
Read MoreShort Term Medical Health Insurance changes are coming September 1st, 2024
What changes are coming for Short Term Medical Health Insurance? If you have health insurance that is not an ACA (aka Obamacare, Affordable Care Act, Marketplace), Medicare, or a group plan, then the chances are high that you have an STM (short-term medical) health insurance plan also known as a Short-Term, Limited-Duration Insurance (STLDI) plan.…
Read More$0 Deductible Plans: Sure Thing or Suspect?
Picture this: it’s time for Open Enrollment for health insurance. You can choose group health insurance, ACA, or a short-term medical plan. Then, someone offers you a plan with no deductible (first-dollar benefits) that is cheaper and sounds great. Do you enroll in it? What do you need to know before you purchase one of…
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