Insurance Tips for Everyday People
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- Consumer Info
- Definitions
- Dental Insurance
- Health Insurance
- Life Insurance
- Medicare
Sink Your Teeth Into Health
Some dental insurance plans offer 100% coverage from day one when you visit a network provider so you don’t have to worry about cost. Ask me about which ones offer this!
What are health plan premiums?
A health plan premium is the amount of money that you pay each month for your health insurance plan. The rates should not change for the length of the plan, but some plans are set to change premium after a specified amount of time.
What does “max out-of-pocket” mean?
A max out-of-pocket, also referred to as an out-of-pocket maximum, is the most a health insurance policyholder (client) will pay each year for qualified healthcare expenses.
What is a deductible?
Most health insurance plans have a deductible that designates the amount of money someone must pay before the insurance company (health plan) starts covering some or all of the major expenses.
How do you get rid of telemarketers?
You have just sat down to dinner and you are excited to bite into the steak you have been dreaming about all day and then your phone rings…. You don’t need solar power, you don’t need new health insurance and you don’t have a car so why would you want a car warranty. Here are…
$0 Deductible Plans: Sure Thing or Suspect?
Picture this: it’s time for Open Enrollment for health insurance. You can choose group health insurance, ACA, or a short-term medical plan. Then, someone offers you a plan with no deductible (first-dollar benefits) that is cheaper and sounds great. Do you enroll in it? What do you need to know before you purchase one of…
Ask Bandy!
Bandy, is the TISE mascot. This new segment will have answers to your questions that you send in.
Have a question related to health and life insurance we have the answers.
Or, if you have questions about anything outside of these areas, we are happy to get those answers for you. For example, if you have a question about property and casualty insurance or wills we will get an expert to help get you the answer.
Submit your questions on social media or through our contact form.