Posts by Kari Saunders
When is AEP?
AEP stands for the Annual Enrollment Period. Insurance Carriers will make their plans for the following year available on their sites beginning October 1st. However, you cannot make changes to your Medicare Advantage Plan or Stand-alone Prescription Drug Plan until October 15th. The Annual Enrollment Period is open from October 15th through December 7th. If…
Read MoreIs the Medicare “Donut Hole” Gone?
Beginning on January 1, 2025, Medicare Prescription Drug Plans, also known as Part D will no longer have a Donut Hole or Coverage Gap. Starting in 2025, the Inflation Reduction Act will implement significant changes, resulting in only three distinct phases for Part D Plans. The deductible phase, the initial phase and the catastrophic phase.…
Read MoreWhy do I need Travel Insurance?
We recently talked to someone, without travel insurance, that was charged over $1,000 for a visit to the ship’s doctor on an international cruise. A travel plan would have cost less than $100 for their entire family, but they did not purchase one because they did not want to spend money. We receive a variety…
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